About Raymond James
In 1962, Raymond James was founded as a different kind of financial services firm. While other organizations were simply selling stocks or mutual funds, the company was created to focus on financial planning for the individual. This approach based investment decisions on a full understanding of each client’s unique needs and goals, enabling informed choices to be made about investment alternatives that would help meet those specific personal objectives. The firm has grown into a respected, multinational company with distinct business units that serve a variety of clients, from individuals and small business owners to municipalities and major corporations. However, Raymond James’ founding commitment to individual solutions from independent advisors remains.

Learn more about the firm at raymondjames.com.

Individual Solutions from Independent Advisors
Having a long-term outlook and thoroughly preparing before taking action. Developing a process to guide decision making so that discipline outweighs emotion. Building a solid, diversified foundation to mitigate risk and perpetuate lasting growth. As a pioneer of financial planning, Raymond James has long been a proponent of these principles and strongly believes they are key to any investor’s long-term success. They are also the ideas upon which Raymond James was established. Raymond James is committed to growth, but not at the expense of lasting stability. The firm is dedicated to growing its businesses, but only after conducting thorough research, developing a strategy and examining the potential outcome of any decision. And the company is focused on maintaining a diversified businesses – one comprised of the complementary operations listed below.

Four Core Business Units
As of March 31, 2007 unless otherwise noted.

Private Client Group
Representing nearly two-thirds of total firm revenues, this network of support associates and financial advisors – who can choose from five ways of affiliating with the firm – provides investment services to more than 1.8 million accounts throughout the United States, Canada and the United Kingdom. Services include:

• Financial planning,
• Securities and insurance brokerage,
• Cash management, and
• Trust services.

Capital Markets Group
Made up of Institutional Sales, Investment Banking, Syndicate, Equity Research, Equity and Fixed Income Trading, Public Finance, and the Raymond James Tax Credit Funds, Raymond James’ Capital Markets Group offers:

• Trading for nearly 1,500 active accounts for U.S., Canadian and European institutions, pension funds and municipalities;
• Consultation on public and private financings for corporations, municipalities and other targeted clients
• Merger and acquisition advice;
• Marketing, distribution and pricing support in lead- and co-managed equity underwritings;
• Nationally recognized research on over 857 U.S. and Canadian companies;
• Market-making in more than 347 common stocks; and
• Trading in corporate, municipal, government agency and mortgage-backed bonds.

Asset Management Group
Managing more than $37.4 billion of assets for both institutional and individual investors, Raymond James’ distinctive asset management platforms offer more than 70 investment objectives and access to a variety of fee-based accounts that allow advisors to choose solutions best suited for their clients. Platforms include:

• Eagle Asset Management, which manages $13 billion for high-net-worth investors, pension and profit sharing plans, retirement funds, foundations, and variable annuity and mutual fund portfolios;
• Heritage Asset Management, which oversees $8.9 billion – managed through two money market accounts and eight equity and fixed income mutual funds;
• Asset Management Services, consisting of Raymond James Consulting Services and Freedom, which employs sophisticated, institutional-quality programs to manage $15.5 billion;
• Raymond James Capital, a merchant banking fund making private equity investments; and
• Ballast Point Venture Partners, which manages a venture capital fund.

Raymond James Bank
Complementing the firm’s more traditional brokerage business, Raymond James Bank offers services nationwide through financial advisors affiliated with the company’s broker/dealers. Offerings include:

• FDIC-insured accounts totaling more than $4.6 billion in deposits;
• Customized CDs and sweep accounts for cash portions of Raymond James brokerage accounts;
• Direct account access through raymondjamesbank.com, ATM networks, TeleDirect® toll-free telephone banking, VISA® debit cards and the Raymond James Bank Client Service Desk;
• Residential, consumer and commercial lending programs; and
• Investments in bank participations and corporate loan syndications representing over $3 billion in loans outstanding.

Committed to the Community
Raymond James is distinguished for its commitment to serving the communities in which its associates live and work. In fact, the firm has been recognized for its philanthropy and community support by such organizations as the National Business Committee for the Arts and the United Way of Tampa Bay.

In addition to having the naming rights to the Tampa Bay Buccaneers’ stadium, charitable programs have also resulted from the firm’s relationship with the team. For example, Kicking for Kids is a program that pairs financial gifts from Raymond James to a children's hospital in each city where the Buccaneers kick a field goal during their regular and post season games. Since 2000, a combined total of $88,250 has been raised for children’s hospitals around the country.

Over the past four years the Bucs and Raymond James have also worked to “sack hunger” by stocking Tampa bay area food banks before the Thanksgiving holiday. Since the program’s inception, Raymond James – in coordination with the Bucs and other corporate sponsors – has collected over 102 tons of nonperishable and canned food items.

Most recently, Raymond James partnered with the Buccaneers to host The Buccaneers Wives Holiday Fashion Show in downtown Tampa. The event raised more than $42,000, all of which was donated to benefit the St. Joseph's Hospital Cancer Program in Tampa.

The Tom and Mary James/Raymond James Financial Art Collection
One of the Southeast’s largest private art collections is housed at the Raymond James International Headquarters in St. Petersburg. More than 95% privately owned by Chairman and CEO Tom James and his wife Mary, the collection consists of nearly 1,850 pieces and provides associates and clients with a rare environment for conducting business. A virtual tour of some of the collection is available on the firm’s Web site at raymondjames.com; on-site tours can also be arranged.

Key Facts: Raymond James Financial, Inc.
As of March 31, 2007